Black Excellist: Black Homes Matter - Redlining in Real Estate
Black Excellist: Black Homes Matter - Home Appraisal Devaluation
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Homeownership lies at the heart of the American Dream. Not only does homeownership represent success and opportunity, it is also the foundation of Generational Wealth. However, for many African Americans, homeownership is a dream deferred. For much of the 20th century, the devaluing of Black lives led to segregation and racist federal housing policy through redlining that shut out chances for Black people to purchase homes and build wealth. This has resulted in billions of dollars of loss to the black community that could be used to invest, start a small business, send kids to colleges of their choice, or pass down significant inheritances to the next generation.
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