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Term or Whole Life

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Wise Phenomenal
Wise Phenomenal
18 Jul 2021

Temporary life insurance is known as term insurance. Term insurance provides a tax-free death benefit to beneficiaries. It does not provide cash value to the owner. Permanent life insurance policies build cash values and like annuities, may be fixed or variable, permanent life insurance policies offer fixed and variable investment options and grow on a tax-deferred basis. And similar to term policies, they also pay tax-free death benefits.

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